Back to all calculators

Roth vs Traditional Calculator

FREE

Compare tax-free vs tax-deferred retirement accounts

Tax Strategy

Inputs

Enter your information

How It Works

1Enter annual contribution and age information
2Input current and expected retirement tax rates
3See which account type is better for your situation

Assumptions

•Roth: Pay tax now, withdraw tax-free
•Traditional: Tax deduction now, pay tax later
•Same investment returns for both

⚡Pro Features

✓AI tax rate projection based on income trajectory
✓Roth conversion strategy optimization

Results

Fill in the inputs to see your results

Enter your data to calculate

How This Calculator Works

1Enter annual contribution and age information
2Input current and expected retirement tax rates
3See which account type is better for your situation

⚡Unlock Pro Features

✓AI tax rate projection based on income trajectory
✓Roth conversion strategy optimization

AI Curbside

Hi! I'm your AI financial advisor for physicians. Loading your personalized dashboard...

Powered by CopilotKit