Malpractice Coverage Analyzer

FREE

Compare claims-made vs occurrence-based malpractice insurance to find the best value for your career

Insurance & Protection

Enter your information

1Enter your age, specialty, and annual income to establish context
2Input premium quotes for both claims-made and occurrence-based policies
3Include tail coverage cost estimate for claims-made (typically 2-3x annual premium)
4Review total career costs including all premiums and tail coverage through retirement
5Compare cumulative costs over time to see the long-term financial impact

✓Upload malpractice quotes from multiple insurers - AI auto-extracts all policy details and compares
✓Ask AI Copilot: "Do I need higher limits for my specialty?" Get specialty-specific risk analysis
✓Upload employer contract - AI identifies if malpractice is provided and tail coverage terms
+5 more

Fill in the inputs to see your results

Enter your data to calculate

1Enter your age, specialty, and annual income to establish context
2Input premium quotes for both claims-made and occurrence-based policies
3Include tail coverage cost estimate for claims-made (typically 2-3x annual premium)
4Review total career costs including all premiums and tail coverage through retirement
5Compare cumulative costs over time to see the long-term financial impact

✓Upload malpractice quotes from multiple insurers - AI auto-extracts all policy details and compares
✓Ask AI Copilot: "Do I need higher limits for my specialty?" Get specialty-specific risk analysis
✓Upload employer contract - AI identifies if malpractice is provided and tail coverage terms
✓Compare 5+ policy quotes side-by-side with detailed feature breakdowns
✓AI analyzes specialty-specific risks (surgical vs non-surgical, procedural density)
✓Get alerts when your premium increases above specialty benchmarks
✓Factor in moonlighting, locums, and side work coverage requirements
✓Export comparison reports to negotiate with insurance brokers or employers

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