Estate Planning Calculator

FREE

Calculate estate taxes and optimize your legacy with strategic planning

Estate & Asset Protection

Enter your information

Current Age

Total Assets

Home, investments, retirement accounts, business interests, life insurance

Total Liabilities

Mortgage, loans, credit cards

Expected Annual Growth (%)

How fast your estate is expected to grow

I have an up-to-date Will

Last updated within 5 years, names guardians and executors

I have a Revocable Living Trust

Avoids probate and maintains privacy for heirs

Current Charitable Bequests

Amount in will/trust for charities

Life Insurance Death Benefit

Total death benefit (included in gross estate if you own it)

Model the impact of strategic estate planning to reduce taxes

Annual Gifting Strategy

$18k/person exclusion (e.g., $72k = 2 kids + 2 spouses)

Charitable Bequest Amount

Reduces taxable estate dollar-for-dollar

Assets in Irrevocable Trust

Removes from estate, can benefit heirs or charity

1Enter your total assets, liabilities, and current age to establish your gross estate value
2Indicate if you have basic estate documents (will, trust) in place
3Input current charitable giving and life insurance coverage
4Add optimized strategies: annual gifting ($18k/person), charitable bequests, and trust assets
5Review estate tax impact and see how planning strategies can save your heirs hundreds of thousands

•Uses 2024 federal estate tax exemption of $13.61M (indexed for inflation)
•Federal estate tax rate is 40% on amounts over the exemption
•Life insurance death benefits are included in gross estate if you own the policy
•Charitable bequests and irrevocable trust assets reduce taxable estate
•Annual gifting uses $18,000 per person exclusion (2024 limit)
•Does not include state estate or inheritance taxes (varies by state)
•Assumes assets grow at specified rate until age 100
•Does not include advanced strategies like GRATs, QPRTs, or FLPs

✓Upload financial statements and property deeds - AI auto-calculates total asset value
✓Ask AI Copilot: "Should I use an irrevocable trust or charitable remainder trust?" Get detailed comparisons
✓Upload existing will and trust - AI analyzes for gaps and outdated provisions
+5 more

Fill in the inputs to see your results

Enter your data to calculate

1Enter your total assets, liabilities, and current age to establish your gross estate value
2Indicate if you have basic estate documents (will, trust) in place
3Input current charitable giving and life insurance coverage
4Add optimized strategies: annual gifting ($18k/person), charitable bequests, and trust assets
5Review estate tax impact and see how planning strategies can save your heirs hundreds of thousands

✓Upload financial statements and property deeds - AI auto-calculates total asset value
✓Ask AI Copilot: "Should I use an irrevocable trust or charitable remainder trust?" Get detailed comparisons
✓Upload existing will and trust - AI analyzes for gaps and outdated provisions
✓AI recommends state-specific strategies based on your location (state estate taxes, community property)
✓Model advanced strategies: GRATs, QPRTs, FLPs, charitable trusts with detailed projections
✓Get alerts when estate tax laws change or your net worth crosses planning thresholds
✓Compare multiple estate planning scenarios side-by-side (trusts vs gifting vs life insurance)
✓Export comprehensive estate plan summary to share with attorney or financial advisor

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