Back to all calculators

Asset Allocation Calculator

FREE

Optimize your portfolio allocation based on age, risk tolerance, and goals

Investment & Retirement

Inputs

Enter your information

How It Works

1Enter your age, retirement timeline, and risk tolerance
2Input current portfolio allocation percentages
3Calculator recommends optimal allocation using modern portfolio theory
4See rebalancing actions and projected growth differences

Assumptions

•Uses "100 - age" rule adjusted for risk tolerance
•Assumes efficient market returns for asset classes
•Glide path shifts allocation more conservative with age
•Annual rebalancing maintains target allocation

⚡Pro Features

✓Tax-efficient rebalancing strategies
✓Multi-account optimization (401k, IRA, taxable)
✓Factor-based tilts (value, momentum, quality)

Results

Fill in the inputs to see your results

Enter your data to calculate

How This Calculator Works

1Enter your age, retirement timeline, and risk tolerance
2Input current portfolio allocation percentages
3Calculator recommends optimal allocation using modern portfolio theory
4See rebalancing actions and projected growth differences

⚡Unlock Pro Features

✓Tax-efficient rebalancing strategies
✓Multi-account optimization (401k, IRA, taxable)
✓Factor-based tilts (value, momentum, quality)

AI Curbside

Hi! I'm your AI financial advisor for physicians. Loading your personalized dashboard...

Powered by CopilotKit