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College Savings (529) Calculator

FREE

Calculate how much to save monthly to reach your college funding goals

Estate & Asset Protection

Inputs

Enter your information

Child & College Information

College Costs

Today's tuition, room & board (we'll project future costs)

Enter as percentage (e.g., 5 for 5%)

Your 529 Plan

Enter as percentage (e.g., 7 for 7%)

Tax Information

Enter as percentage (e.g., 5 for 5%) - used for state tax deduction benefit

Results

Fill in the inputs to see your results

Enter your data to calculate

How This Calculator Works

  • 1Enter your child's current age and expected college start age
  • 2Input current college costs (we'll project future costs with inflation)
  • 3Enter your current 529 balance and monthly contribution
  • 4See if you're on track and get personalized recommendations

⚡Unlock Pro Features

  • ✓Upload 529 statements - AI auto-extracts your current balance and contribution rate
  • ✓Ask AI Copilot: "Should I prioritize 529 or retirement savings?" Get instant analysis
  • ✓Compare multiple state 529 plans side-by-side with tax benefits
  • ✓AI analyzes your state's tax deduction limits and maximizes your benefit
  • ✓Factor in financial aid impact - see how 529 affects expected family contribution
  • ✓Multi-child planning - optimize contributions across multiple 529 accounts
  • ✓Gifting strategies - AI shows how grandparent contributions affect aid eligibility
  • ✓Export PDF reports to share with family members contributing to education
AI Curbside

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